Facing the threat of property repossession can be daunting. At Li & Chan Law Firm, we offer comprehensive foreclosure defense services for residential and commercial property owners in the UK. Our solicitors work diligently to review your mortgage terms, identify procedural irregularities, and develop a strategy to protect your property and financial interests.

UK lenders are required to follow strict pre-action protocols before initiating repossession. We assess whether these obligations have been met and explore alternatives such as payment restructuring, voluntary sales, or time extensions. Our legal team has experience in contesting unfair enforcement, negotiating with lenders, and representing clients in County Court proceedings involving arrears or accelerated possession claims.

Whether you’re an individual homeowner, a buy-to-let investor, or a company facing commercial foreclosure, we deliver strategic legal advocacy tailored to your situation. We also assist clients with refinancing solutions, bridging loans, and legal representation in post-judgment eviction resistance where appropriate.

Key Features of Our Foreclosure Defense Services:

1.  Review of mortgage terms and lender compliance,

2.  Representation in repossession and possession hearings
3.- Negotiation with lenders for payment plans or settlements
4. Legal defences against wrongful foreclosure
5. Advice on refinancing and voluntary sale options
6. Urgent injunctions to stop enforcement action